Practical insurance guides
Latest publication: October30,2026. Clear questions for your next insurance conversation.

Hybrid Brokerage Supervision: Make the Owner, Escalation and Cover Visible
RIBO’s October 1 direction points toward changes starting in 2028. Original IAM analysis explores clear ownership, escalation and absence cover in Ontario brokerage operations.

Insurance Technology and Broker Visibility: A Practical Route to the Right Market
AM Best’s dated technology and broker-ranking coverage prompts an original IAM approach to clearer positioning, useful publishing and a responsible enquiry path.

How Life Insurance Brokers Get Paid in Canada: Commissions, Renewals and Questions to Ask
A source-linked explanation of initial and ongoing compensation, separate fees, chargebacks and the questions Canadian clients can ask.

AI-Assisted Insurance Content Needs a Named Reviewer
OSFI and FSB responsible-AI publications provide context for an original IAM workflow: source, review and maintain public insurance content without implying coverage or automated advice.

If One Vendor Stops, What Stops With It?
IBC’s October cyber update prompts an original IAM review of business dependencies, enquiry continuity and questions to take to your licensed insurance broker.

An October 26 preparation guide: distinguish BC licensing transition dates, then review website claims, insurance handoffs and approval records.

A practical document review for BC mortgage brokerages and their insurance brokers, with the effective date and original BCFSA requirements clearly identified.

Agree responsibilities, review service arrangements and retain useful winter records.